LENDERS COMPLIANCE GROUP®

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AI Credit Score Underwriting

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ARTICLES ARCHIVE


Jan. 08, 2026 – Staying Ahead of Regulatory Changes

Dec. 11, 2025 – Shadow AI in Mortgage Banking

Dec. 02, 2025 – Non-Delegated Lenders: Quality Control for Non-QM Loans

Nov. 24, 2025 – Morrie the Mortgage Mavin – A Thanksgiving Moral

Nov. 20, 2025 – The Comeback of Portable Mortgages

Nov. 18, 2025 – AI Credit Score Underwriting

Nov. 13, 2025 – The 50-Year Mortgage – Pros & Cons

Nov. 06, 2025 – Blind Spots in Mortgage Compliance

Oct. 30, 2025 – Artificial Intelligence Policy Program for Mortgage Banking

Oct. 23, 2025 – Inflation, Tariffs, and Mortgage Lending

Oct. 16, 2025 – Transition: Subservicing to In-House Servicing

Oct. 09, 2025 – Financial Penalties for Advertising Violations

Oct. 02, 2025 – Quality Control: Threat of Downsizing

Sep. 25, 2025 – Sextortion in Mortgage Banking

Sep. 18, 2025 – Sexual Orientation: Protected Class

Sep. 11, 2025 – Stablecoin Mortgage Payments

Sep. 04, 2025 – Artificial Intelligence Disclosure

Aug. 28, 2025 – Mortgage Fraud: Basic Categories

Aug. 21, 2025 – GENIUS Act: Fool’s Gold

Aug. 14, 2025 – GENIUS Act: Mortgage Banking Ambush

Aug. 07, 2025 – Cryptocurrency: Risks to Mortgage Banking

July 28, 2025 – Shared Equity Loans – Pros and Cons

July 21, 2025 – Servicing Quality Control: Subservicer Scrutiny

July 16, 2025 – Loan Officer Compensation Reform

July 02, 2025 – Safeguards Rule: Information Security Program

Jun. 06, 2025 – Raided by ICE – Employees Detained

May 28, 2025 – Endorsements and Testimonials – FTC Rules

May 22, 2025 – CFPB’s Massive Withdrawal of Guidance

May 05, 2025 – Common Red Flags in Money Laundering

Apr. 22. 2025 – Cryptocurrency Dilemma

Mar. 10, 2025 – Free Market Dogma

Jan. 30, 2025 – Guilty Until Proven Innocent?

Jan. 09, 2025 – What to Expect from a Fannie MORA audit?

Dec. 17, 2024 – Policy and Procedure links to Change Management

Dec. 11. 2024 – Fannie’s MORA Review: Internal Audits

Dec. 02, 2024 – Housing Prices, Mortgage Rates, and Morale

Sep. 30, 2024 – RESPA Violations: Inconsistent Enforcement

July 18, 2024 – Restrictions on Gifts and Promotional Activities

July 11, 2024 – Fee Splitting Violations

July 05, 2024 – Risk-Based Pricing Notice: Timing

Jun. 27, 2024 – Quality Control Red Flags and Automated Fraud Alerts

Jun. 20, 2024 – Elder Theft and Elder Scams

Jun. 13, 2024 – CFPB’s Repeat Offender Registry – Part Two

Jun. 06, 2024 – CFPB’s Repeat Offender Registry – Part One

May 30, 2024 – Quality Control: Anticipating Defects and Trends

May 23, 2024 – CFPB Examination: Failure to Conduct Self-Assessments

May 16, 2024 – Regulatory Mandate: Third-Party Risk Management

May 09. 2024 – Online Data Collection Challenge

May 02, 2024 – Business Continuity Plan: Insufficient Recovery

Apr. 25, 2024 – Identifying a Qualified Written Request

Apr. 18, 2024 – Defining “Mortgage Loan Originator”

Apr. 11, 2024 – Policy Statement for Artificial Intelligence

Apr. 04, 2024 – Bankruptcy Still Requires Periodic Statements

Mar. 28, 2024 – “Woke” Policies in Mortgage Banking

Mar. 21, 2024 – Endorsements and Testimonials

Mar. 14, 2024 – Steering Practices in Comparison Platforms

Mar. 07, 2024 – Executor’s Access to Digital Account

Feb. 29, 2024 – Joint Users of Credit Reports

Feb. 22, 2024 – Evaluating Character and Fitness

Feb. 15, 2024 – Money Mules: ID Theft and AML Compliance

Feb. 08, 2024 – HMDA: Procedures & Internal Controls

Feb. 01, 2024 – Identity-Related Suspicious Activity

Jan. 25, 2024 – Filing the Suspicious Activity Report

Jan. 18, 2024 – Artificial Intelligence: Adverse Action Notice

Jan. 11, 2024 – Debt Collection: Notice To Cease Communications

Jan. 04, 2024 – Consumer Purpose Loans