Mortgage Compliance FAQs

MORTGAGE COMPLIANCE FAQs is provided by LENDERS COMPLIANCE GROUP®, the country's first full-service mortgage risk management firm in the United States, devoted to offering a full suite of services in residential mortgage banking to banks and nonbanks, independent mortgage professionals, and mortgage servicers. We also provide state-of-the-art mortgage quality control auditing and loan analytics.

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Thursday, October 23, 2025

Inflation, Tariffs, and Mortgage Lending

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QUESTION   I am the CFO of a mid-sized mortgage lender. We originate mortgages in 36 states. I am concerned about the impact that inflatio...
Thursday, October 16, 2025

Transition: Subservicing to In-House Servicing

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QUESTION   We have used a subservicer for many years. Recently, we decided to bring servicing in-house. The committee we formed to shepher...
Thursday, October 9, 2025

Financial Penalties for Advertising Violations

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YOUR QUESTION   We have been using a marketing company for our advertising. We relied on their compliance to make sure the advertisements ...
Thursday, October 2, 2025

Quality Control: Threat of Downsizing

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QUESTION   I am the manager of our quality control department. We do our own quality control and use an outside auditor. We originate high...
Thursday, September 25, 2025

Sextortion in Mortgage Banking

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QUESTION   Recently, FinCEN provided guidance on detecting sextortion. I must admit I had never heard of it until my compliance manager to...
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